Sacramento health insurance agent and broker


Two simple ways to enroll now:



Give us a call at 1-866-486-6551 and we will look to get you enrolled in 5-10 minutes.




Get an instant quote here and apply for an on or off exchange plan with or without subsidy discount based on your income and employer benefits situation.



We have done all the homework already for you.


Our goal is to save you time, complications, and best of all cash in your pocket.


To research everything yourself online will be very confusing and frustrating.



Most people waste of a lot of time.


Give us a call with questions on your household size, what types of your income count in the calculation, or anything else.

You"ll be glad you did.


You can always run an instant quote on our website here:


quote sacramento individual and family health insurance plans and rates



Help With Existing Covered California Account



If you are need of some help with your existing Covered California account, or would like to talk about renewal we can handle it.



Just follow these instructions to authorize your agent assistance designation.



  • Log In to your Covered California account at their website
  • At the top of the screen click on “Find Local Help”
  • Click on “Find An Agent” at Top Right of screen
  • Under "Search by Name" type in “River Rock Insurance” under Agency Name
  • Click on Thomas Gray and hit designate. Check all 3 boxes with signature and click on "Continue"



Once you are done give us a call 1-866-486-6551 or email letting us know any requirements or items to discuss about your case.


Sometimes Covered California will issue a requirement to allow your plan to renew so please contact us after finishing the agent designation steps.


Get help from a Certified Covered California Agent Today!



  • 15+ years of agent expertise in California health insurance: we are here to stay
  • We can tell you what income to count and which part to exclude for Covered California subsidy tax credit
  • Our services are always free to you...a requirement of a Certified Covered California Agent


Run a free instant quote today or give us a call/email.


We can help with Open Enrollment and Special Enrollment



From November 1st through January 31st each year we can enroll you on:


  • Covered California "On Exchange" plans or
  • "Off Exchange" direct to health insurance carriers.


Once that period expires, we can help with mid-year Qualifying Events, or "SEP"s (Special Enrollment Periods)


  • involuntary loss of coverage
  • birth
  • marriage/divorce
  • residence moves out of coverage areas


We Will Do The Work For You


Why waste hours on a subject you don"t want to read about?


Best of all. It"s no cost to you!


If you want to check Covered California Exchange Obamacare plans to see if you qualify for subsidy email us the following info:


  • number of members in your tax household
  • Current year Adjusted Gross Income for Household (most people it"s roughly line 37 on your 1040 tax form with some possible minor adjustments)
  • zip code of family residence
  • dates of birth



Email to submit is


Other Items Required for Enrollment


Additional information may be mandatory or occasionally required for enrollment.


This may include:


  • drivers license or other California residence proof
  • income documentation (many types may be allowed dependent on job situation)
  • citizenship or legal resident status
  • for mid year enrollments proof of qualifying event



Our services are completely free to you and rates are the same with us so give us a call at 1-866-486-6551 to get started.


Use our agent experience with over 15 years exclusively in the Sacramento health insurance market.


There's ZERO cost for our assistance.



Feel free to run any questions by us at 866-486-6551 or by email.


How can we help?



Get Covered Ca tax credits for Sacramento Roseville and Rocklin
Call 866-486-6551
Our Assistance is 100% FREE to You!
Avoid penalty for not having health insurance in Sacramento

Call to Enroll by the Phone in 1/2 the Time

Enroll in Covered California for Sacramento Roseville and Rocklin

Call 866-486-6551

Anthem Blue Cross in Sacramento Roseville and Rocklin
Blue Shield California Sacramento area
Kaiser Sacramento county and Roseville Rocklin
Aetna Sacramento Roseville Rocklin
and more
Sacramento Clients
Thousands of Sacramento Clients
Hundreds of Sacramento Companies

from TC

"Thank you so much getting the family enrolled.  We started this much too late!  Thanks again"

from LR

"I had no idea what I was doing online and you got us through this.  Thanks and we'll talk next open enrollment"

from PM

"Tom, I really appreciate your guidance on the employee benefit plan.  Can't believe we've knocked 10% off the premium with a plan that was there all along"

from LV

"Great job and great staff.  Very impressed with knowledge of the ACA law for company insurance"

from RS

"I really appreciate your fast turn around on the countless issues we've had this month.  Can't imagine dealing with the carrier direct!"

from RE

"Great work!  Seriously removed a boatload of stress from my plate (to be filled up with other stress I'm sure!)"

from SA

"Your agency has continuously gone to bat for our company over the years with employer health care and I can't thank you enough"

from LM

"So relieved this is all done.  You've really exceeded my expectations!"

Customer reviews for Sacramento county businesses and individuals
RiverRock insurance services

15 years experience in the Sacramento, Roseville, and Rocklin health insurance market for both companies and individuals.  Our service to you is UNMATCHED

We are licensed California agents and certified Covered California agents with knowledge of the local health insurance market and carriers.

Request a 10 Minute Health Plan Check-up

We will run quotes across the entire Sacramento market to find the best health insurance value for you



Our Services are FREE to You

Plansforhealth is a RiverRock Insurance Services Website

This web site is owned and maintained by RiverRock Insurance Services which is solely responsible for its content. This site is not maintained by or affiliated with Covered California, and Covered California bears no responsibility for its content. The e-mail addresses and telephone numbers that appear throughout this site belong to RiverRock Insurance Services, and cannot be used to contact Covered California.